Rick Widmann Office (260) 493-3511 Ext. 168  Cell: (260) 704-6565                       Service for Life!
I'll be with you ever step of the way.

First, I'll get you prequalifed for a loan. Then we'll discuss your needs, desires, price range, and location preferences. After that, I'll select the best listings for your needs and desires. Then we'll go view the homes, and you'll select the best. Then I'll use my excellent negotiating skills to get the very best deal for you. Next, I'll have a home inspection done, and we'll finishing the financing. And finally the closing. I'll handle all the paperwork and be with you every step of the way.

Call me for a free copy of 49 Essential Tips Every Home Buyer Should Know

Let me share my knowledge and experience with you. Here are just some of questions I can help you with:

What is a "CMA"?
When owners offer a home for sale, they logically want the best possible price and terms for their property. A "comparative market analysis" or "CMA" is an estimate of value prepared by a real estate broker or salesperson that shows recent past sales for like properties and suggests a possible asking price for the owner's property.

We are buying a home and have a copy of the seller's disclosure form. Should we also get a home inspection?
Most states have a mandated seller disclosure form that must be used for most properties, but not all. This form provides an opportunity for the seller to answer certain questions regarding the property's condition. Just ask the broker or the owner for a copy.
But a seller disclosure form is not a substitute for an independent examination by a professional home inspector. A seller may well complete a form to the best of his or her ability, but without knowledge of home construction, that ability may be limited. And a state-written form may not ask the questions you want answered. For example, when was the owner last in the attic to check for leaks? When was the furnace last examined? Does the home have aluminum wiring?